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    For the two documents we need to Improve the article that will explain the treatment for each case. a) Laser Μυωπίας.docx b) Καταρράκτης η αντιμετώπιση και επέμβαση.docx We need the texts to be: 1. Will mainly cover the treatment of the title. a. What this treatment is (little description is included). b. Why it will assist the patient 2. The text must be specific to the services offered by the company and not generic. 3. Main title / keywords should be in bold or italic format. All the improvements need to be in clear paragraphs and not texts after another text and easily understood. Each...

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    Ψάχνουμε designer να βελτιστοποιήσει τα γραφιστικά που αναρτήσαμε. Θα παρέχουμε τις φωτογραφίες και τα κέιμενα και ζητάμε μια παραλλαγή για κάθε ένα από τα γραφιστ...

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    Θέλω να δημιουργήσω μια εφαρμογή σε Laravel Πελάτες - Συμβόλαια - Εταιρίες όπου θα καταχωρείτε ο πελάτης και εκεί θα συνδέονται τα συμβόλαια του και θα βλέπου...

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    ...σου βγάζει να επιλέξεις από ράτσες σκύλων και όχι γατών. Το πεδίο τραβάει από την βάση και όταν κλωνοποιήθηκε το DogSpace για να φτιάξουμε και το αυτή η αλλαγή δεν έγινε. ...

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    software insurance Έχει λήξει left

    Προόγραμμα ασφαλιστικού γραφείου. Θέλω να γίνει σχεδίαση και υλοποίηση προγράμματος διαχειρησης ασφαλιστικου γραφείου.

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    Creation of a set of graphics for the conference 6 μέρες left
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    For our conference, we need to create a set of graphics for PPC ads and social media. We currently use 2 styles of graphics in banners - one darker, where the background is always a photo with an overlay in ECD design, and the other lighter, rather infographic. For implementation, we would like to enter: - Brighter banner for PPC ads - Dark banner for PPC ads with Claim - Banner for promoting video recordings - Introducing the team - They moderate the event - Presentation of another E-shop Tour project - A PR article was published about the conference - Eventee application for networking - We are starting registrations - There will be practical workshops at the conference - Counseling Zone - The conference will be in a week - Conference Tomorrow! - We have over 600 registrations -...

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    Need someone to fix two small issues in my WordPress site 6 μέρες left
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    YOUR BID PRICE IS FINAL. NO LATER CHANGE ALLOWED. I need an Experienced WordPress guy to fix my two problems in two different WordPress site. One site has problem in loading Google Map, place prediction () and in another site, you just have to implement Subscription plan (all required plugins are already installed; you just have to follow support team documentation) Please complete within 3 days

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    We are looking for an experienced Flutter developer to join our team and help finalize our ride-hailing application. The app is nearly complete, but we need assistance in implementing and refining our two-way communication system within the match-making component. The ideal candidate will have a strong background in Flutter, Bloc state management, and Node.js APIs. **Responsibilities:** - Debug and enhance the two-way communication functionality in our ride-hailing app. - Collaborate with our backend team to ensure seamless integration with Node.js APIs. - Implement and optimize Bloc state management for efficient state handling. - Ensure the app’s match-making system works reliably and efficiently. - Conduct thorough testing to identify and fix any bugs or performanc...

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    ...heavy machinery industry in UAE. - Competitor Analysis: Identifying and analyzing major players in the market and their strategies. - Insurance for Heavy Machinery: Exploring the insurance landscape for heavy machinery in the region. - Legal Implications: Investigating the legal aspects and implications related to heavy machinery operations in the aforementioned countries. You should be adept at: - Conducting comprehensive desk research, utilizing industry reports, government websites, and trade publications. - Analyzing and synthesizing data to provide meaningful insights. - Understanding of the heavy machinery industry and its related fields such as insurance and legal aspects is highly preferred. Your research will be crucial in helping us make informed strateg...

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    ...heavy machinery industry in LATAM. - Competitor Analysis: Identifying and analyzing major players in the market and their strategies. - Insurance for Heavy Machinery: Exploring the insurance landscape for heavy machinery in the region. - Legal Implications: Investigating the legal aspects and implications related to heavy machinery operations in the aforementioned countries. You should be adept at: - Conducting comprehensive desk research, utilizing industry reports, government websites, and trade publications. - Analyzing and synthesizing data to provide meaningful insights. - Understanding of the heavy machinery industry and its related fields such as insurance and legal aspects is highly preferred. Your research will be crucial in helping us make informed strat...

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    ...tartan pattern, a crest, or a stylized image of a family gathering. Bottle Design: Choose a bottle design that reflects the premium nature of the gin. A classic, heavy glass bottle with a simple label can be very effective. Bottle design for "The McCauley Cuvée" wine: Label Design: Since "Cuvée" implies a special blend, you could design a label that highlights this. Perhaps incorporate a blend ratio or mention the specific grapes used. Color Scheme: Consider using colors that complement the type of wine you're producing. For a red blend, deep reds, golds, and blacks could create a luxurious feel. For a white blend, lighter colors like creams, whites, and golds could convey elegance. Slogan (Optional): A short tagline can further enhanc...

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    BorrAgency 6 μέρες left

    ...looking for a person that can be my full time editor for the next 6-12 months with the possibility of consistent pay-raises when the agency experiences growth. You will be paid 7usd for every video-edit. The process is super streamlined. All videos are tailored by me -> you get the raw footage, edit it and upload the edited videos in a separate folder. I expect a simple thumbnail that fits the ratio 1:1 on Instagram feed. All videos should be edited in 9/16 format for fullscreen experiences on IG Reels + TikTok. Please reach out to me here on “platform-name” and tell me a bit about yourself, your current situation and show me previous work. Important: I expect a sample to quality check your work, if I find qualified for the position, I will provide you with th...

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    I need comprehensive support to navigate my unfair dismissal and discrimination case at the UK Employment Tribunal. My needs encompass a specific task: - Drafting particulars of claim for section 8.2 of the ET1 form. As I have all the relevant information including timeline of events about the claims, I need someone's help to draft the claims based on the information on a clear and legal manner so that my ET1 form is a submitted high standard. The professional I hire should have demonstrable experience managing similar unfair dismissal and disability discrimination cases. A sound knowledge of UK employment laws is expected, along with a track record of successful case outcomes. I'm not necessarily seeking a UK-based professional, but prior experience with UK cases is ...

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    I'm in immediate need of experienced insurance specialists particularly in life and health insurance. Key Expectations: - Facilitate understanding of various life and health insurance policies - Effectively communicate with potential clients - Immediately available for collaboration Ideal skills: - Extensive knowledge in life and health insurance - Excellent communication skills - Proven track record as an Insurance Agent Though the precise number of required agents is unclear, quick turnaround time is paramount. If you can deliver efficiently, apply. A readiness to start ASAP is crucial.

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    ...intuitive mobile application for automobile insurance. The application needs to be highly user-friendly and should be accessible on both iOS and Android platforms. Key Features: - The app should collect information from various automobile insurance companies in one location which will help users to compare and choose the best option. - The ability to generate quotes from multiple insurance companies is a must. - It should also support claim reporting and policy management functionalities. Ideal Candidate: - Experience in developing insurance related mobile applications is desirable. - Must have previous experience creating apps for both iOS and Android. - Knowledge in integrating third-party APIs to fetch data. - An understanding of the insurance...

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    I need a proficient Xactimate expert t...to generate detailed and professional-looking reports for insurance claims. Key Requirements: - You should have a solid understanding of Xactimate software and experience in creating reports for insurance purposes. - The reports need to be detailed, with itemized costs and descriptions. The ability to include diagrams and photos would be highly beneficial. - You will be provided with the necessary information through document and photo uploads, so make sure you can work with these formats. Please note that the quality and accuracy of the reports are crucial, so attention to detail is a must. The ideal candidate should be able to efficiently create a comprehensive report, making it easy to understand and reference for the insur...

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    Personal assistant 4 μέρες left

    Handling documents, meet with vendor, work hybrid, insurance&transport covered,,fast response

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    I'm looking for Shopify store owners to install and test two Shopify apps. This project entails the following: - Installing and testing two Shopify apps. - Providing comprehensive feedback on the apps based on usability, performance, features, and overall experience. - The chosen apps should heavily emphasize social media promotion features. The ideal freelancer for this project should: - Have a good understanding of Shopify and its app ecosystem. - Be experienced in using and evaluating marketing apps. - Be able to provide detailed and constructive feedback. - Have a keen eye for user experience and app performance.

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    Topic Settlement by Courts of Substantive Claims for which Arbitration Has Been Agreed Upon. Explanation: According to Article 8 of the UAE Arbitration Law, “1- A Court before which a dispute is brought in a matter covered by an arbitration agreement, shall declare the inadmissibility of the action, if the defendant has raised such plea before submitting any request or defence on the substance of the case, and unless the Court finds that the arbitration agreement is void or incapable of being performed. 2- Where an action referred to in the preceding Clause has been brought, the arbitration proceedings may nevertheless be commenced or continued, and an arbitral award may be made”. This provision is parallel to Article 8 of the Model Law which provides that “(1) A c...

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    I'm looking for a skilled interior designer to bring my modern design concept to life through a high-quality rendering for linked bridge whose walls are approximately 400 meters long, approximately 8 meters wide and approximately 4 meters high. Its walls are glass and cladding, and it also has escalators. Key Requirements: - Visualize the Design: I need the freelancer to translate my design into a visually appealing and realistic 3D model. This will help me understand how the final space will look. - Client Presentation: The rendering should be of a quality that I can use it to present my design to clients. It should be professional, detailed, and showcase the key elements of the design concept. - Interior design rendering with pictures of the floors in the shape of a running trac...

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    I have a set of 27 JPG images that I need resized to the same aspect ratio. I'm looking to hire someone who can help me make them all consistent. Key requirements and deliverables: - Resize 27 JPG images to the same aspect ratio - Keep the quality of the images intact - Deliver them in JPG format Ideal skills and experience for this job: - Proficiency in image editing tools - Experience in image resizing and aspect ratio adjustment - Attention to detail to ensure consistency across all images - Good communication skills to understand and meet my requirements Please let me know if you have any questions.

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    iOS/Android mobile application design to manage two devices 4 μέρες left
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    The objective is to develop an application to manage two devices via WiFi (may be increased in the future) I have two devices: Sauna and red light therapy panel. They all have a touch control panel and can be connected to your cell phone via Bluetooth and Wi-Fi. Many of the providers also offer you the mobile application already developed (as can be seen in the attached images). The idea is to make a similar application from which the two devices can be managed (set time, lighting, power, etc.). And the history of uses/settings is saved. It could also be evaluated to take the code of the two suppliers' applications and combine them into one, strongly separating them within it.

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    I have two photos where I need the same location, same spot to have the addition of both large and spiderweb cracks. These should be a combination of subtle and prominent cracks, to create a realistic effect. Ideal skills and experience for this job include: - Proficiency in photo editing and manipulation software such as Adobe Photoshop or GIMP - Previous experience with creating realistic effects, such as scratches or cracks - A good eye for detail to ensure the cracks blend well with the original photos - Ability to understand and meet the client's need for a combination of subtle and prominent effects - Understanding the client's need for the photos to be used as a joke on a friend, and being able to ensure the cracks are realistic enough to serve that purpose.

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    I need a freelancer to replace the audio on one video, each approx 1.5 minutes in length. The replacement audio being provided will be in Mp4 format. Specific requirements are: Specific changes requested. - Familiarity with video editing software is essential - Should have experience working with Mp4 video and audio files - Demonstrable history of audio replacement or enhancement work in videos - Ideal candidates will be able to complete the task swiftly and flawlessly Note: The original purpose of the audio replacement (e.g., enhanced audio quality, new narration, removal of background noise) has not been specified. Therefore, the goal is merely to substitute the existing audio with the provided replacement.

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    I'm looking for a skilled graphic designer to create a logo for an insurance company that specializes in commercial business, home, auto, and life insurance. Name of company is Build 2 Suit Insurance Advisors Key Project Details: - Color Scheme: The logo should incorporate shades of blue and orange. - Emotion & Message: The design needs to reflect a sense of professionalism and modernity. Ideal Skill Set: • Proven experience in logo design • Strong understanding of color theory • Ability to convey complex messages through simple designs. Please include similar previous work samples in your proposal.

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    I'm in need of a professional, modern and trustworthy logo for my company. The design should incorporate any variation of the colors blue, red, or green. The logo DOES NOT have to include all colors or even be multicolored but these are the preferred colors. Key Requirements: - Colors: Blue, Red, Green - Emotions: Professional, Modern, Trustworthy - Usage: Primarily for Website, Business cards, Social media profiles Ideal Skills: - Graphic Design - Logo Design - Branding Expertise - Color Theory Understanding - Experience in Corporate Branding

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    Spiritual Awareness E-Book Creation 4 μέρες left
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    I'm in need of an expert content creator to help build up my brand awareness targeting spiritual seekers. Your role will be to create an enticing E-book that will appease their spiritual curiosity and further concrete our brand in their minds. Requirements for this project: - Approximately 50 pages - page ratio 3:5 landscape - Exceptionally creative and outside the box thinker. - Experience creating lead magnet starter kits or creative ebooks. - Excellent content creation skills: you should be able to create an E-book that is both informative and engaging with the art direction of "Ancient Modern.". - A thorough understanding of non-religious spiritual and mindfulness practices: it's important to know what our audience is interested in and offer them relevant c...

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    ...staffing agency that provides Virtual Assistant Services to micro-, small-, and medium-sized enterprises worldwide. • Our Virtual Assistants come from all over the world. • We have been in business for more than a decade. Our services: • Admin Support • Business Support • Marketing Support • Technical Support Industries we serve: • Construction • eCommerce • Finance • Healthcare • Hospitality • Insurance • Legal • Podcasting • Real Estate • And More! Some copy we’ve used before: • Virtual Assistant Services - Admin Tasks - Sales Calling - Customer Support - Lead Gen - Data Entry • Success Begins with the Right Team • Reduce Costs up to 70% Branding Guidelines: ...

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    Business Rescue Crowdfunding Campaign Support 3 μέρες left
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    I'm in need of a skilled crowdfunding promoter who can help amplify a critical GoFundMe campaign. After my business suffered severe damage due to a roof collapse, insurance failed to cover the costs. Here's what I'm looking for: - Expertise in promoting GoFundMe campaigns, specifically for crisis situations. - A strong grasp of social media platform algorithms (Facebook, Instagram, Twitter) to increase campaign visibility. - Ability to craft compelling social media posts that will inspire donations. - Understanding of insurance claims and disputes would be a bonus. This job requires empathy, excellent communication skills, and a knack for social media strategy. Your support will make a tangible difference in helping my business to recover.

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    Amazon Account Manager Needed for Agency 3 μέρες left
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    ...solving skills • Strong interpersonal skill • Most importantly be passionate about communicate and helping others Nice to have • Amazon account suspensions & disputes knowledge • Amazon FBA disbursement & shipping plans knowledge • Expert in PowerPoint • Strong analytical and reporting skills including measuring the performance of all Amazon campaigns What we offer • Competitive salary • Private insurance • Fully remote work with flexible working hours • Career growth opportunities • On the job training on other Amazon related skills • Annual Leave (yes you heard right!) • Bonus holiday on your birthday! • Amazon training certifications • A friendly and amazing environment to work in and grow you...

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    It’s online hotel booking management job! Not a developer job! I am looking for a full-stack staff with experience in managing online hotel system. Key Features: - Reservation Management: manage reservation on different includes a calendar view to visualize and manage bookings. - Claim Handling: be responsive handling of customer issues. -adhoc task upon discussed Ideal Experience: - Prior experience in managing hotel management systems or similar online management platforms is highly desired. - Good communication in English if you can speak mandarin it is an advance point. Please submit your proposal. If you're confident please provide a short introduction about yourself.

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    I'm looking for a Photoshop expert to help me with editing two photos for personal use. I need the following done: - Add text in the center of each photo - Remove unnecessary objects from the photos The skills required for this job include: - Proficiency in Photoshop - Attention to detail - Experience with photo editing - Creative thinking to make text additions look natural Please note that the purpose of these edits is for personal use so they need to be visually appealing and well executed. It will be necessary to ensure that the text additions blend seamlessly with the rest of the image.

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    Vibrant Two-Sided Business Card Design 3 μέρες left
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    I am seeking a creative and experienced graphic designer to craft a vibrant, standard size (3.5 x 2 inches), two-sided visiting card. The design of this card should highlight my business, convey vital information, and tell my brand story in a compelling manner. Key requirements include: - The inclusion of my name and contact information. - Use of logo and tagline in the design. - Bright and vibrant color scheme to align with the energetic aspects of my brand. Ideal candidates should have proficiency in .cdr file format and previous experience in business card design. Your bid should include a brief portfolio showcasing past works in business card design.

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    I urgently require an exceptional market researcher to evaluate the market size and potential for a National Disability Insurance Scheme (NDIS) provider in nsw, Australia in regards to early child hood to young adults. The ideal candidate should have: - Proficiency in relevant research tools. - Understanding of the NDIS service sector or similar industries. - Ability to deliver comprehensive and accurate reports promptly. Your primary responsibilities will be: - Assessing the market size for an NDIS provider. - Evaluating the potential growth of the sector. - Identifying competitive landscape. I look forward to working with a diligent professional who can deliver results ASAP.

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    ...assist me with two key areas of my Primerica business - prospecting for new clients and assembling a dynamic team of recruits. Your role would be to innovate fresh strategies that complement my existing methods of attending networking events, cold calling, and deploying online marketing tactics. For the recruiting aspect, your ability to spot potential, motivate people, and inspire commitment will play a pivotal role. When it comes to prospecting, you should be adept at identifying and wooing potential clients in a way that outperforms traditional approaches. Applications should include details of past work in similar roles. Evidence of an innovative approach and achieving significant growth for previous clients will be considered favorably. Experience in the finance and in...

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    ...- Designing an Internal Control Quality Assurance Framework focused on regulatory compliance. - Analyzing and improving customer service processes. - Identifying and addressing specific process-related challenges. Ideal Skills and Experience: - Prior experience in the insurance industry, particularly in risk management. - Expertise in designing Internal Control Quality Assurance Frameworks. - Proven track record in process analysis and optimization. - Strong understanding of regulatory compliance requirements in the insurance sector. - Skilled in identifying and addressing operational challenges. - Excellent communication and problem-solving skills. This project provides a unique opportunity to contribute to the enhancement of our risk management processes and ensure co...

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    ...documents. 2. Year-To-Date (YTD) Tracker This module focuses on providing a comprehensive overview of the company's profit and loss by incorporating all projects and back-office expenses. Features: • Consolidated P/L Dashboard: Aggregates data from all projects and expenses to display a real-time profit and loss statement. • Expense Tracking: Management of back-office expenses including rent, insurance, advertising, and labor costs. • Financial Reports: Generation of detailed reports like balance sheets, income statements, and cash flow statements. • Budget Management: Tools to set budgets, compare actual spending, and forecast future expenses. 3. Employee/Subcontractor Tracker Manages details and costs associated with employees and subcontractors, int...

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    I'm searching for an experienced Florida property and casualty insurance underwriter to assist me with a large portfolio of over 500 policies. Job Responsibilities: - Conducting comprehensive risk assessments - Conducting in-depth policy analysis - Drafting a manual for future operations Skills & Experience Required: - Expertise in property and casualty insurance underwriting - Proven experience in risk assessment and policy analysis - Experience in manual development for insurance underwriting - Ability to manage large portfolios efficiently Interested candidates, please state your relevant experiences and successful projects during your application.

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    Automated Document Analysis & Reporting System 2 μέρες left
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    ...in the field of Financial Planning in Australia. The two major parts of this business that I think AI could assist with, if done correctly are: 1. Reviewing the Work Requests that are sent to us. 2. Reviewing the Advice Documents that we have written to make sure they meet the client’s (Financial Planner) work request and are compliant with Australian Financial Planning legislation. The Process essentially works like this: 1. To clarify, our clients are Financial Planners around Australia. The Financial Planner will meets with their client and collect all the information on the client. This can be spread over numerous documents, including Client Fact Finds, Questionnaire, Bank Statements, Super/Pension/Investment Statements, Insurance Reports, etc, and can be pr...

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    NO AUTO BIDS - ONLY ZENDESK PRO! 'm in search of an experienced developer skilled in Zendesk API integration for a project related to airline claim forms. I will provide you parts of the template and you will add the form, calculations, API integration and ticket creations. The website should be built in Laravel or secure platform. If you know about EC261 claims it makes it way easier to choose you. You will do the following: - Create a form which is predefined through parameters and questions. - Add airline and airport database and organize the data with live search preview. - Calculations based on airport distance and claim form. - Zendesk ticket creation along with correct ticket numer and relevant information. - Multilingual form and site (Swedish and English). N...

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    Thermodynamics Energy Combustion Calculation -- 2 2 μέρες left
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    thermodynamics calculation xx flow, xx flow g/s, stoich combustion ratio = xx , what is the energy output Watts

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    ...include: - Preparation of statement of claim - Handling assorted court documents - Legal research as and when required There isn't a harsh deadline to follow, but I'd appreciate consistent and dedicated work. Ideal applicants should have a background in paralegal studies and experience dealing with state laws. A strong understanding of court proceedings and legal jargon is essential. Attention to detail and the ability to research thoroughly are also important skills for this job. Research documents and share prices and see the correlation a well researched draft statement of claim that can filed in appropriate jurisdiction ie supreme court documents for discovery 4. Identify the appropriate course of action what insurance the directors and ...

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    Trophy icon Webdesign for HR agency website 1 μέρα left

    ...resolution should be 1920 x ???? depends on the height of design, inner grid should take 1300px, if you decide to go fullwidth is also possible - we need also show of available positions - output can be JPG, PNG or figma/sketch designs Favorite designs - - - Contents of webdesign of HP in order from top to bottom - Main slider with claim, menu and logo and some call to action button - 3 columns of services - like For Employees, For Employers, Consulting - list of open positions for employees, nicely designed - why to work with us, and some numbers (jobs per month / whatever) - about us - services provided - contact with ability to reserve meeting via Google Calendar - contact form - footer with some basic info (contacts, menu, socials)

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    Axie website login and smart contract automation 2 μέρες left
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    I need dev can automate the process of login and claim AXS for this website

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    I am seeking a meticulous architect to create a modern two-storied house plan with only master upstairs rest of 3 bedrooms to be at the ground floor along with living at the front . Pool and alfresco Key Requirements: - Proficiency in modern architectural design concepts. - Proven experience in creating house plans for permit applications. - Provide accurate dimensions and scaling for two floors. - Ability to adhere strictly to building codes and regulations. - Excellent communication and timeliness in delivery. This application requires you to have a keen eye for detail in modern design and a comprehensive understanding of permit application requirements. Previous experience in this particular field will be advantageous.

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    I require a skilled translator to convert a Settlement Agreements from English to Arabic. The written agreements are between 10-20 pages long. Ideal Skills: - Mastery of English and Arabic languages, both written and spoken - Prior experience in translating legal documents Experience Required: - Understanding of legal terminology is essential, as the document includes specialized legal jargon. A precise and accurate translation is of utmost importance for this task. I look forward to working with a professional translator who can fulfill these requirements.

    €17 / hr (Avg Bid)
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    €17 / hr Μέση Προσφορά
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    I'm in need of a Medical Billing Assistant for my existing business. Ide...a Medical Billing Assistant for my existing business. Ideal candidates should have an intermediate level of eClinicalWorks (eCW) experience and have a strong background in managing billing and insurance processes as well as analytical and financial reporting Key Responsibilities: - Collecting accounts receivable and processing appeals - Handling Medicare insurance claims - Handling commercial insurance claims - Assisting with monthly analytical and financial reports The ideal candidate should be well-versed in managing billing processes and have experience with both Medicare and commercial insurance. This role is crucial for ensuring our business's financial health, and we nee...

    €4 / hr (Avg Bid)
    €4 / hr Μέση Προσφορά
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    My project revolves around setting appointments through cold calling within Insurance and Investments realm. Key Tasks: - Initiate calls towards potential clients. - Craft compelling scripts that pique interest in our Life insurance, Health insurance, and Retirement planning offerings. - Schedule meetings with potential purchasers. Ideal freelancer: - Proven cold-calling experience and success. - Familiar with insurance and investments industry. - Excellent communicator with a flexible schedule.

    €1436 (Avg Bid)
    €1436 Μέση Προσφορά
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    I am seeking a knowledgeable writer to compile an informative guide to self-funded insurance, geared towards aiding Human Resources. The guide should cover the following: - Understanding self-funding: detailing the what, why, and how of self-funding. A clear explanation for beginners is desired. - Implementing and administrating a self-funded plan: step-by-step instructions on getting and managing such a plan in an organization. The information should be presented through clear, accessible written content, as well as visually engaging infographics and real-life case studies. An ideal candidate would have experience in the insurance industry, particularly with self-funded plans, and in creating easy-to-understand guides or materials. Strong research, writing, and graphic desig...

    €16676 (Avg Bid)
    €16676 Μέση Προσφορά
    22 προσφορές