Credit score datasetεργασίες

---GREEK--- Αποστολή των δεδομένων από τα πεδία του του καταστήματος στην aade μέσω του MyDATA RestAPI αφορά μόνο 2 είδη παραστατικών και 2 Τύπους Παραστατικού για το κάθε είδος τα παρα&ka...

Κατασκευή ενός app το οποίο θα εμπεριέχει μέσα μια αγορά. Μετατροπή χρημάτων στο credit του app δια αγορές. Λογαριασμός credits εντός της εφαρμογής Οι επιχειρήσεις με προϊό&nu...

Καλησπέρα Diamanti! Διαθέτω το και πρόσφατα τσέκαρα τα performance scores του site μου. Αν και το pagespeed είναι ιδανικό, έχω πρόβλημα ylow score το οποίο είναι αδύναμο. Ασχολείσαι με τέτοιου είδους &beta...

Εϊμαστε εταιρεία σχεδιασμού & υλοποίησης website. Χρειαζόμαστε έναν συνεργάτη για την διόρθωση ενός e-Shop βασισμένου σε CS-Cart στην Ελληνική γλώσσα. Το website έχει SEO score 65 (βάση report) κα&iota...

...αντικειμενικής συνάρτησης; Πώς το εξηγείτε; b. Επαναλάβετε τα παραπάνω με χρήση Gaussian mixture models και απαντήσετε σε όλα τα αντίστοιχα ερωτήματα του ερωτήματος (a). Θεωρήσετε...

Απαγορεύεται αυστηρά η λογοκλοπή (copy paste) Παρακαλώ όπως μας δώσετε κόστος εκπόνησης για την παρούσα εργασία Είναι επείγον παρακαλώ να δοθεί κόστος το συντο&mu...

I'm looking for a skilled Android developer to help me with some updates and fixes on my Android app. Your responsibilities: - Update the existing payment methods in the app to include Credit/debit card. - Fix the chat feature issues: specifically, notifications not working and chat history not loading. Requirements: - Strong experience in Android app development. - Familiarity with integrating and updating payment gateways. - Proficiency in fixing real-time chat features. Kindly include your relevant experience and approach in your bid.

Παρακαλούμε Κάνε Εγγραφή ή Κάνε Είσοδο για να δεις λεπτομέρειες.

As the owner of , I require a skilled technical expert to significantly enhance the speed of my website on both desktop and mobile platforms. Importantly, the end result should surpass a speed score of 95. - The type of optimization (Frontend, Backend, or Both) is at the discretion of the skilled freelancer, as I've not specified this area. - I have not yet identified specific issues contributing to my website's speed, so a comprehensive analysis will be necessary. - Knowledge of backend access will be of great value, as I've not mentioned it. Ideal candidates should have: 1. Expertise in website speed optimization 2. Proficiency in undertaking comprehensive website audits 3. Experience in backend structures if required 4. Ability to provide actionable advice and i...

...on the IELTS exam. This project will include user control and exam management. Key Functionality: 1. **User Control Panel** - User registration and sign-in functionality. - User profile management, involving the ability to update and maintain personal data. 2. **Exam Management** - Development of tools to create and edit exams. - Establishing exam duration and setting the passing score. - Implement features to view and analyze exam results. 3.**Using AI ** For speaking and writing exam we have to use AI to evaluate users The project requires proficiency in database management, web development, and a solid understanding of user management and exam management systems. A background in developing education or exam platforms would be highly experience

I need a Gujarati dataset prepared for training the Llama 2 model, in order to later perform fine-tuning on it for language-specific tasks. Essential Requirements: - Curate a sizeable Gujarati dataset suitable for training NLP models, ideally around 5 GB - Utilize the Llama 2 model for the Gujarati fine-tuning, optimizing it for the specific task Key Skills: - Proficiency in NLP techniques and methodologies - Experience in curating or working with large datasets - Proficient in fine-tuning Llama 2 or similar models - Gujarati language proficiency is a plus Deadline: 2 days for the dataset curation and initial fine-tuning.

I'm actively looking for a talented website developer to craft a cutting-edge B2C ecommerce platform from scratch. Due to certain preferences, no specific platform is req...to certain preferences, no specific platform is required although experience with popular platforms like Shopify, Magento, and WooCommerce is advantageous. Key Requirements: - Proficient with developing B2C ecommerce websites - 100 products listing - Post sevice support - Open to utilizing any established ecommerce platforms - Ability to integrate multiple payment gateways, specifically debit/credit card and Google Pay options Ideal Skills and Experience: - Prior experience in ecommerce website development - Familiarity with a variety of ecommerce platforms - Proven track record in integrating diverse pa...

...elderly. Key Project Requirements: - Payment Gateway Integration: The website must support multiple payment methods, including Credit/Debit Cards, PayPal, Bank Transfer and Upi. It should ensure a secure and hassle-free donation process. - User Information Collection: During the donation process, the website should collect the donor's Full Name, Email Address, and Mailing Address. This data is crucial for maintaining donor records and sending acknowledgments. The ideal candidate should have: - Proficiency in web development, with a proven track record in creating secure, user-friendly websites. - Experience in integrating various payment gateways, especially Credit/Debit Cards, PayPal, Bank Transfer, and Upi. - A keen understanding of ethical data collection practi...

I'm in need of a seasoned credit analyst to assess the creditworthiness of loan applicants, review and analyze financial statements, and make loan approval or rejection decisions. Key Responsibilities: - Assess the creditworthiness of loan applicants based on their financial background, credit history, and loan application information - Review and analyze financial statements to identify key financial indicators that may impact the loan decision - Make informed loan approval or rejection decisions based on the applicant's creditworthiness Applicant Requirements: - Experience: Mid-level. I am looking for someone who has a proven track record in credit analysis, with a minimum of 2-3 years of relevant experience in the financial industry. - Software Proficie...

I'm currently seeking a highly experienced data scientist for applying machine learning techniques on a complex dataset. As a skilled professional, you'll be involved in: - Preprocessing and cleaning of data to remove any inconsistencies. - Conducting exploratory data analysis to unveil hidden patterns and correlations. - Selecting the right machine learning model and evaluating its performance over time. For this project, in-depth knowledge in Python and strong statistical background are highly desirable. Familiarity with supervised machine learning models is a key requirement as well.

I am looking for an experienced app developer to create an intuitive, user-friendly app for Android an...experienced app developer to create an intuitive, user-friendly app for Android and Web platforms. The key features of the app should include: - User registration - Tour package search - Direct booking and payment processing - A platform for clients to leave reviews and ratings - A function allowing users to customize their own tour packages For the payment system, I require integration of credit/debit card processes, direct bank transfers, and a secure Gateway transaction method. Your expertise in the development of similar apps, payment system integration, and user experience design will be crucial for this project's success. Knowledge in the travel and tourism indu...

I'm looking to set up an online store where I can sell unique physical goods. I will not need to manage inventory as each item is distinct. The website should be equipped to handle credit card and PayPal transactions. Key requirements: - Develop an e-commerce website that can handle unique, physical products. - Implement a user-friendly interface for easy browsing and purchase. - Ensure secure payment gateways for credit card and PayPal transactions. Ideal skills for this project include: - Proficiency in e-commerce website development. - Experience with unique inventory management systems. - Knowledge of secure payment gateway integration.

Are you passionate about crafting exceptional ecommerce platforms using GO lang and React JS/Next JS? Project Description: We are in need of an expert developer to cr...Inventory Management and Integration Analytics, Reporting, and Security Measures Responsive Design for Multi-device Accessibility Internal Messaging System for Customer Support Project Requirements: Expertise in GO lang and React JS/Next JS API Integration for Backend-Frontend Communication Multi-language and Multi-currency Support Top-up Method Selection for Account Credit Transaction Verification and Purchase Tracking Order Processing, Cancellation, and Refunds Scheduled Payments and Auto Order Processing Timeline: I'm looking to have this project completed within th...

I'm in need of a data analyst who can help me with a predictive modeling task. I have a large data set from our bank and I'd like to use this data to develop a predictive model for credit scoring. Key Tasks: - Develop and implement a sophisticated predictive model for credit scoring - Test and validate the model to ensure it's accurate and reliable Ideal Skills and Experience: - Proven experience in predictive modeling in the banking sector - Expertise in credit scoring - Strong knowledge of data analytics and statistics - Proficiency in relevant software for data modeling and analysis Please note that the availability of structured data will be confirmed upon hiring. If you have experience in this field and think you can help, please get in touch.

I have a web application build in Angular. In this application i also want to gather real-time score data from football games, providing dynamic updates to users. And send notifications when goals are made. Key Features Required: - Robust scraping solution to ensure constant, consistent live score updates - User-friendly interface showcasing live scores in a digestible manner Ideal Skills and Experience: - Proficient in Angular-related development - Previous experience with web scraping technologies - Familiarity with designing user-friendly web interfaces - Excellent problem-solving skills to ensure the smooth delivery of live data updates and notifications.

Looking for a developer to efficiently create a credit repair software with specific features tailored to meet my needs. The software must be compatible with Windows and should include: - Credit Score Tracking: A feature that allows constant monitoring and updating of credit scores. - Dispute Management: A functionality that simplifies the management and tracking of credit report disputes. It should allow me to file, monitor, and manage disputes easily. - Client Management: A robust client management system to effortlessly manage client profiles, credit statuses, and communication. Ideal candidates should have prior experience in building similar software, and a deep understanding of how credit repair systems run. Proficiency in Window...

I am starting a new business selling cards with...be allowed to edit the profile. 4. I want the usersite In url to be a hash value of the user and not the username as it would be a vulnerablility by which anyone can access anyones profile and view their data. It would be shortened for the qr code anyway. 5. Once on the dashboard i want the user to be able to see analytics of the static link of the qr. 6. On the dashboard i want there to be a credit card like ui where user can quickly switch the link that the qr points to by tapping the respective card. They should be able to add more cards and delete them if needed. 7. Each functionality need to have their own api for future mobile app development. Please suggest any changes if you have any better or more viable solution for th...

...cosmetics from various brands. This platform will be complete with various essential features, comprehensive affiliate module, and multiple payment methods. - Marketplace Features: The site should contain product search and filter options, user reviews and ratings, and a secure shopping cart and checkout process. - Payment Methods: The platform should support multiple payment methods including Credit card, PayPal, Bank transfer, Boleto bancario, and Debito. - Affiliate Module: The marketplace will also need a robust affiliate module with functionalities including affiliate tracking and reporting, commission and payout management, promotional tools and banners, alongside a recruiting program. The ideal freelancer for this job would have excellent experience in Magento devel...

...project: • Expertise in Android app development • Familiarity with Google Play Store's guidelines • Good understanding of UI/UX principles • Demonstrated ability to take a product from draft to launch • Capability to work flexibly as project requirements evolve Dipesh here , founder of SR finance! Our goal is to finance smartphone of low price range of 10k -20k for those people who has low cibil score . We help people with easy emi of 3 to 4 months periods. *Why we need you ?* *Here is the reason* , Financing is risky business. Multiple companies uses some safety features to recover investment. From the last one month we're using third party service app to lock unlock the device of customer for last emi date . This app also allow us to kno...

...natural language processing, with a particular focus on training models for Text-to-Speech (TTS) applications. In this project, I require assistance in training a dataset from scratch to create a functional, ready-to-use model for Coqui AI TTS specifically designed for the French language using a specific voice. Key requirements: - Intermediate to Advanced level experience in machine learning and NLP. - Previous experience in training TTS models, especially with Coqui AI. - Proficiency in French is a plus. - Familiarity with working on a model for a specific voice. The ideal candidate should be able to guide me through the process of dataset preparation, model training and fine-tuning, and assist in making the model ready for deployment. Please only apply if you have a p...

Are you passionate about crafting exceptional ecommerce platforms using GO lang and React JS/Next JS? Project Description: We are in need of an expert developer to cr...Inventory Management and Integration Analytics, Reporting, and Security Measures Responsive Design for Multi-device Accessibility Internal Messaging System for Customer Support Project Requirements: Expertise in GO lang and React JS/Next JS API Integration for Backend-Frontend Communication Multi-language and Multi-currency Support Top-up Method Selection for Account Credit Transaction Verification and Purchase Tracking Order Processing, Cancellation, and Refunds Scheduled Payments and Auto Order Processing Timeline: I'm looking to have this project completed within th...

Adjust an open source project so it works on ARM. I am looking for an experienced C programmer who can modify some C software (open source, on github - ) to make it compile for Raspberry Pi. The modifications needed include: 1. Updating Library Dependencies: Your task will include updating necessary library dependencies. 2. Adjust Ha...especially in handling similar projects. Evidence of past work will be highly regarded but is not a necessity if you can comprehensive demonstrate your experience in this field. The project is complete when you can demonstrate TurboFEC compiling and then running on a Raspberry Pi 4. Very happy for you to release the finished work back into the open source community as well afterwards, and take public credit for your work.

...upcoming 2024 Copa America. The task will involve developing a system that affords both automatic simulations of entire phases and match-by-match simulations. The primary features to be included in this proposed simulation tool should be as follows: - Automated Simulation: The tool should allow for comprehensive simulations of match phases or individual games as needed. - Live scoring: The live score updates generated by the simulation should provide an intermediate level of detail, encapsulating scores, as well as yellow/red card incidents. The perfect candidate for this project would be an individual who has substantial experience in developing similar sports simulation systems. Proficiency in coding and software development is essential, along with a solid understanding o...

...convenient way to manage their accounts and perform transactions. Key Features: - Fund Transfer: Ability to perform intra and inter bank transfers. - Statement Requests: Users should be able to request and view bank statements. - Bill Payments: Provision for utilities and other bill payments directly from user accounts. - Miscellaneous Services: Additional features include capabilities for debit, credit, transaction history viewing, email notifications, and real-time account balance displays. Security Features: - The site should be protected with a two-layered authentication system, which includes both username with password and pin. Ideal Candidate: - Must have proven experience in building banking websites. - Should have an understanding of secure web development practice...

...user registration and login system. - Listings and Categories: Design and incorporate a user-friendly interface for posting and structuring listings across various categories. - Search and Filters: Integrate a robust search engine with advanced filtering options for users to easily navigate and find what they're looking for. Payment Options: - Credit/Debit Card Payments: Provide a secure payment gateway for users to make transactions using their credit or debit cards. - PayPal: Integrate PayPal as a payment option, ensuring a convenient and familiar method for users. - Bank Transfer: Offer bank transfer as an alternative payment method, accommodating users who prefer this option. User Roles: - Admin: Develop a comprehensive admin panel with full control over the web...

I require an expert capable of uploading an Excel dataset into S3 using Lambda and Snowflake to produce reports. The focus will be on identifying data anomalies over time. Your responsibilities will include: - Loading Excel data into S3 - Implementing Lambda and Snowflake for data processing - Generating time-series reports on data anomalies Ideal skills for this role include proficiency in AWS S3, AWS Lambda, and snowflake, with a keen understanding of time-series analysis in Excel reports. Experience in identifying and analyzing data anomalies is also a key component for this project. The aim is to visualize the irregularity in the data, enabling me to make informed decisions based on these reports.

...down by outdated plugins. An experienced professional should be able to update and optimize these plugins to enhance the site's performance. - Database performance improvement: As my priority lies in improving database performance, the freelancer should focus on database queries and other related optimizations to ensure the site runs smoothly and efficiently. - Site speed score: The ultimate goal is to achieve a site speed score above 95. The hired individual should have a track record of boosting site speeds to achieve this target. Ideal Skills and Experience: - Proficiency in WordPress optimization - Extensive experience in updating and optimizing plugins - Strong understanding of database performance enhancements - Proven track record of achieving site speed score...

I'm in need of a basic website with an integrated shopping cart to sell various products relate...up to 10 products Events A page where we can add and remove events just an image and text Founding members Just a list of names Sponsors page. Logo and writing About us Text Contact Text We will provide all logos and photos where required. Ideal skills needed: - E-commerce site creation - Shopping cart integration - User-friendly design skills - Knowledge of payment gateway integration for credit cards. The site should be designed to handle flat rate shipping for the physical products we offer. Previous experience in creating websites for non-profits or club would be a plus. The ability to deliver a simple, user-friendly design that aligns with our charity's mission and ...

I am looking to create a new e-commerce shop. With no existing set-up, I want a proficient Woocommerce developer to create a site from scratch. This project involves: - Building a user-friendly e-commerce platform from the ground up. - Integrating a credit/debit card payment gateway to ease transactions. - Setting up a system for selling and delivering physical goods. The ideal candidate: - Has strong Woocommerce development experience. - Is proficient in payment gateway integration. - Has experience building e-commerce platforms for physical goods.

As an online business owner, I'm experiencing slow loading times, large file sizes, and high server response times on my Wordpress site, and would like to do everything possible to improve my page speed score. To address these issues, I have already implemented some performance optimization techniques, such as minifying CSS and JavaScript files, enabling caching, and compressing images. For this job, I'd highly value your expertise in: - Additional Wordpress page speed improvements - Identifying areas that I might have overlooked - Further technical optimization techniques Being familiar with Litespeed Cache - the plugin I have used - would be a big plus. I am hoping to find a meticulous, experienced freelancer who can quickly and effectively enhance my site's perf...

I have a dataset that includes geographical information, student enrollment numbers, and the capacity of schools in a region. From this data, your primary task is to identify where a new school should be built to cater to the growing population. Key Responsibilities: - Analyzing the geographical data to determine how schools are currently distributed in the region. - Analyzing student enrollment numbers and school capacity data to understand where the demand for new schooling is most pressing. - Identifying the area with the highest population density as this correlates with the need for more school facilities. - Data visualization to showcase potential location for new schools based on data Ideal Skills and Experience: - Proficiency in data analysis, particularly in the educatio...

I need a simple, efficient leaderboard app that can be displayed on a TV via a Raspberry Pi. The app should allow users to add/edit scores from their mobile devices. I will also need the app to function without an internet connection, using WiFi Direct with no need for Bluetooth. Key Requirements: - Development for both iOS and Android platforms - Real-time score updates - Player profile management Ideal Skills: - Proficiency in mobile app development for iOS and Android - Experience with Raspberry Pi integration and WiFi Direct - Prior experience with real-time data handling - Strong understanding of offline functionality in mobile apps

For this project, I need an expert well-versed in Excel-based data analysis to conduct statistical analysis, data visualisation, and predictive modelling on a medium-sized dataset comprising of 1,000 - 10,000 records. - Statistical Analysis: Analyze the data to uncover trends, patterns, and correlations. - Data Visualization: Generate intuitive charts, graphs and other visual representations to better understand the data. - Predictive Modeling: Develop predictive models to forecast future trends based on current data. Ideal Skills: - Proficient in Excel for data analysis - Proven experience in statistical analysis and predictive modeling - Excellent data visualization skills - Understanding of handling medium-sized datasets. This analyst should prioritize accuracy, precision, ...

...website is primarily meant for business promotion and selling products online. Key Points: - The website needs to be designed using WordPress with a focus on e-commerce functionality. - It should have a professional look and be user-friendly, with an interface that makes it easy for customers to browse and purchase products. - As for payment integration, it's crucial that the website supports credit card processing. I have a specific processor, Lenbox, that I'd prefer to use. Ideal Freelancer: - Proven experience in developing e-commerce websites using WordPress. - Familiarity with custom payment gateway integration, specifically Lenbox. - A good eye for design with the ability to create a visually appealing and user-friendly website. If you feel you have the skill...

...application should cater to both Android and iOS platforms. - User registration and login facilities must be integrated for maintaining user profiles, tracking purchases, and enabling secure transactions. - Support for selling digital products specifically photos and videos. They should be appropriately categorized for easy browsing. Payment Integration: - The ability to handle transactions via credit card and PayPal is mandatory. Ideal Skills and Experience: - Previous experience in developing e-commerce mobile apps is required. - Proficiency in both iOS and Android apps development. - Expertise in integrating payment gateways. - Familiarity with developing apps that handle multimedia content. All design and branding elements will be provided. Your task involves developme...

...(OTP) Authentication: I prioritize the security of user data. Therefore, an OTP solution is necessary, prompting users for authentication during use. - Interface with Dhru Fusion API: The Bot should interact efficiently with the Dhru Fusion API, capable of: • Sending unlock requests • Querying server status • Fetching service info/results Giving customers account balance Adding credit to customers accounts via payment options providing links for customers to download tools/files Registering customers s/n ,imei numbers to database so customers device becomes registered to be able to use tool The ideal candidate must possess extensive experience in bot development, API integration, PHP, and Telegram bots. They should demonstrate pro...

...to expand my phone unlocking website by integrating a Dhru Fusion API portal(currently only have a PHP portal). The goal is to connect with my suppliers efficiently and broaden my service portfolio. Key Objectives: - Integrate Dhru Fusion API portal: This will allow us to connect with suppliers and import specific services, including IMEI unlock services and credit top-ups. - Display Services: The imported IMEI services and credit top-ups from suppliers should be accurately listed with pricing on my website for customer ease and transparency. When customer places order it will send it straight thru to suppliers site fetch result and display it for customer Imei and server services will be able to be edited to allow me to charge whatever I want for service regardless...

...growing audience. Job Description: The Junior Crypto Content Specialist will research trending cryptocurrency topics, write and edit compelling articles, and collaborate with technical experts to ensure accuracy. Additionally, you'll be responsible for SEO optimization to enhance article visibility and engagement. A significant part of your role will also involve building and maintaining an AI dataset database to streamline content creation processes. Mission: Your mission is to produce insightful and engaging content that highlights our crypto products and services, enhancing our audience's understanding and driving their interest. Success will be measured by content engagement levels, SEO effectiveness, and the growth of our customer base informed by our offerings. ...

...remove sold ones. - Customer Registration: The system should collect and store customer information for future marketing and communication purposes. Customer Information Collection: - During the booking process, customers should be prompted to provide their: - Name - Contact Number - Email Address Payment Options: - While I haven't finalized the payment options, I'm open to integrating Credit Card, Paypal, and Bank Transfer. Ideal Skills and Experience: - Prior experience in developing and deploying booking systems is a must. - Proficiency in both front-end and back-end technologies. - Understanding of car sales or e-commerce systems is a plus. I'm open to suggestions and recommendations for offering additional features that could enhance the user exper...

I'm looking for a professional who can undertake tasks in machine learning and Android app development. Project name: Image Captioning(preferably using Tramsformer encoder decoder and self attention with coco/flickr dataset). A model to caption any image and develop a very simple android app which captures an image and then speaks out the generated captions loud. - Machine Learning Tasks: The ML engineer will be responsible for data preprocessing, model training, and model evaluation. - Android App Development: You'll be tasked with creating a simple Android app that can capture images and then use the trained ML model to convert any text in the image to speech. - Also perform unit testing and relevant metrics like(bleu scores etc) Ideal candidates should have: - Prove...

Παρακαλούμε Κάνε Εγγραφή ή Κάνε Είσοδο για να δεις λεπτομέρειες.

I am in need of a professional who can help provide insights into a dataset using Excel's pivot charts, tables, and dashboard. The area of the data is unspecified as of now, but a strong candidate would be adaptable and skilled across domains. Key responsibilities will include: - Data Visualization - Creating Pivot Charts - Building Tables - Preparing a Dashboard Note: This project is basic-level work and my budget is 10 not more than that I already checked price comparisons with different freelancing platforms. if anyone works in that price range only the person make bids does not waste time.

I am in dire need of a proficient machine learning engineer who is well-experienced in model...of a proficient machine learning engineer who is well-experienced in model selection, training, and data preprocessing. An ideal candidate would be one who excels in Python programming language since it is what I am most comfortable with. Additionally, you should be adept in handling a medium-sized dataset (1GB-10GB). In short, here's what I need: - Proficiency in Python programming - Robust experience with data preprocessing, model selection, and training - Ability to handle a medium-sized dataset (1GB-10GB) This project offers a great opportunity for those looking to flex their machine learning engineering muscles. I am excited to collaborate and see what your expertise can...

I have a WordPress website with primarily videos and animations. The current speed score is above 70, but I need it to be 95 or above. Key Requirements: - Increase the speed of my WordPress website from above 70 to 95 or higher - Retain the quality and functionality of videos and animations on the site Ideal Skills and Experience: - Proven experience in optimizing WordPress websites for speed - Expertise in handling video and animation content on websites - Familiarity with tools like Google PageSpeed Insights, GTmetrix, etc. to measure and improve website speed

I require a professional to develop a money remittance service that can operate between the United States, United Kingdom, and Australia in under 24 hours. The service must support various payment methods including Credit/Debit Card, Bank Transfer, and Mobile Payment. Key requirements: - Rapid global remittance: The system should be able to transfer money between the specified countries within 24 hours. - Payment method support: The platform must accommodate Credit/Debit Card, Bank Transfer, and Mobile Payment. - Security: The system must be secure to prevent unauthorized access and protect user's financial information. Ideal skills and experience: - Proficient in payment gateway integration - Prior experience in developing remittance systems - Strong understanding of ...