Sales marketing personεργασίες
...agency that provides Virtual Assistant Services to micro-, small-, and medium-sized enterprises worldwide. • Our Virtual Assistants come from all over the world. • We have been in business for more than a decade. Our services: • Admin Support • Business Support • Marketing Support • Technical Support Industries we serve: • Construction • eCommerce • Finance • Healthcare • Hospitality • Insurance • Legal • Podcasting • Real Estate • And More! Some copy we’ve used before: • Virtual Assistant Services - Admin Tasks - Sales Calling - Customer Support - Lead Gen - Data Entry • Success Begins with the Right Team • Reduce Costs up to 70% Branding Guidelines: Br...
I am looking for help to create two databases of potential clients for an e-mail marketing campaign, the first database should be exclusively of potential clients in Mexico from the entire country and the other, I don't know if it can be from Mexico City. . I am looking to obtain, if possible, name, emails, telephone number, and address
I'm in need of a skilled SEO professional to help me improve my website's visibility and search engine rankings. Your main goals will be to increase organic traffic and ultimately increase leads/sales. Key Tasks: - Conduct an SEO audit to identify current gaps in the website's SEO - Implement on-page and off-page SEO strategies - Monitor and report on performance and any improvements Ideal Skills: - Proven experience in SEO optimization with tangible results - Knowledge of the latest SEO trends and best practices - Familiarity with tools like Google Analytics, SEMrush, and Moz - Great analytical skills to interpret data and adjust strategies accordingly Feel free to reach out if you have any questions or need more details.
I am in need of a professional flyer for my HVAC (heating, ventilation, and air conditioning) company. Mainly, my goal is to generate leads from this mailer for low to moderate income residents. I would like to have information about the NYSERDA Empower+ program, and the financial incentives available through this program Here's what I'm looking for: * Compelling design: Draw potential customers in with a visually appealing layout. * Suggested content: NYSERDA Empower+ Program, free home energy assessment and free application, low-cost or FREE heat pumps (heating/cooling) for program eligible candidates. Modifying the income limits on the back of the post card attached to reflect the below: -Household size of 1= $36,420.00 or less -Household Size of 2= $47,640 or less -Household...
I'm looking for a ready-made ERP cloud accounting system like that offers these key features: - Inventory Management - Sales and Purchase Tracking - Financial Reporting I'm specifically seeking a system that has a: - Modern and sleek design I plan to integrate this ERP system with other software via API. Ideal Skills and Experience: - Experience with ERP cloud accounting system development - Proficiency in UI/UX designing - Proven ability in API integration with other tools - Familiarity with inventory management, sales tracking, and financial reporting systems. I want similar to
We're orchestrating a Kickstarter campaign with the primar...social platforms are preferred. - Fundraising Goal Our goal is to accumulate a fund north of $200,000. We are counting on a freelancer who can create captivating and persuasive contents that would support the success of this objective. - Ideal Skills The perfect fit for this job will be a person possessing proficiency in content creation, social media marketing, experience in running successful Kickstarter campaigns, and an exceptional knack for product promotion. A track record in product marketing and crowdfunding will put you in a vantage position for this project. Your unrivaled ability to tap into the potential of social media in creating awareness and driving engagements would be decisive in ...
We are seeking dynamic individuals to join our real estate team in the roles of Sales Agent, Marketing Coordinator, and Sales Associate. Key Responsibilities: * Arranging sales calls and client meetings * Assisting with lead generation and sales support * Going above and beyond in all tasks, working hard and smart Ideal Skills: * Exceptional communication and interpersonal skills * Rich experience in sales or marketing * Ability to work independently and collaborate effectively as a team * Capability to manage team, associates, and clients Candidates who bring a great work ethic and strong leadership skills will find an excellent career growth opportunity in our team. We value individual contributions and teamwork in achieving our compa...
I'm looking to sell a residential solar photovoltaic (PV) system that stands out for its energy storage capabilities and off-grid independence. The estimated space for installation is a medium-sized residence (1,000 - 2,000 sq ft). Ideal skills include: - Expertise in solar panel design and installation - Knowledge of battery energy storage systems - Understanding of off-grid solar systems - Experience with residential projects - Ability to estimate solar power needs based on space size Offer your skills to make this solar PV system stand out in the residential market.
I'm in need of a business plan that is not only comprehensive but also visually engaging through infographics. The main aim of this plan is to secure funding. Key Deliverables: - A well-structured business plan that includes the standard sections such as Executive Summary, Business Description, Market Analysis, Organization & Management, Service or Product Line, Marketing & Sales, Funding Request, Financial Projections, Appendix. - Infographics that highlight key aspects of the business plan. These should be a blend of high-level overviews and detailed breakdowns. The infographics should cover: - **Financial Projections**: Charts, graphs, and visuals that help investors understand our financial outlook. - **Market Analysis**: Visual representation of market tr...
...media marketing, with a knack for identifying and collaborating with potentially interested parties. Key Responsibilities Include: - Representing my brand on online marketplaces such as Amazon, eBay, Etsy, among others. - Leveraging social media platforms to increase brand awareness and to drive traffic to our clothing line. - Managing customer inquiries and concerns in a professional and timely manner. The reseller should have a deep understanding of the men's wear market, and prior experience in a sales role for clothing or equivalent products. Exceptional communication skills are a must, as well as a proven track record in e-commerce and social media marketing. A passion for the fashion industry is an added advantage. Please provide evidence of your pr...
I am ...a comprehensive marketing strategy for my online store, targeting both men and women. Key Requirements: - Deep understanding of social media marketing strategies and SEO techniques - Proven experience in lead generation and driving sales The campaign should focus predominantly on: - Social Media channels: to build a sustainable and interactive relationship with our customer base - SEO: to enhance our online presence and increase the visibility of our products The ultimate goal of this campaign is to generate leads and boost our sales, so we encourage freelancers who have a knack for conversion optimization to bid. Ideal Skills: - Social Media Marketing - Search Engine Optimization (SEO) - Conversion Optimization - Lead Generation - Experien...
As a service industry business, I require the expertise of a developed website developer to create a platform that will primarily serve to sell my products/services. Qualities I will be looking for in a potential freelancer: - A keen understanding of ...of a developed website developer to create a platform that will primarily serve to sell my products/services. Qualities I will be looking for in a potential freelancer: - A keen understanding of service industry dynamics. - Prior experience creating websites in the same spectrum will be an advantage. - Capable of integrating business-minded features to improve user experience and increase sales. I chose not to reveal the exact services I provide, intentionally. Hence, the ability to incorporate a wide range of services would...
I'm looking for an expert to create a web-based CRM database aimed at efficiently storing and managing information. The data I intend to keep include: - Customer contact details - Sales history - Communication logs - Course details - Course Refresher notifications This project also requires the creation of functionalities to: - Add new contacts - Update existing contact information - Track sales performance Ideal freelancers should have substantial experience in CRM database development, with knowledge of implementing web-based solutions. Familiarity with training or course-based entities would be a bonus. Your expertise ought to allow seamless additions, updates, and performance tracking of stored information. Demonstrable success in similar projects will be advanta...
Buscamos una persona española que ayude a limpiar los datos de un CRM nuevo, subir datos de excel, validarlos o buscar nuevos con herramientas de Marketing.
Estoy buscando un experto en marketing digital que pueda ayudarme a crear y ejecutar una estrategia de marketing integral para mi negocio de contenido digital enfocado en crecimiento personal y ayuda social. Mi objetivo es maximizar el alcance y la participación del público objetivo interesado en el desarrollo personal y temas sociales. - Análisis del público objetivo y segmentación para personalizar el enfoque de marketing. - Desarrollo de una estrategia de contenido atractiva y relevante que resuene con mi audiencia. - Planificación y ejecución de campañas publicitarias en plataformas de redes sociales. - Optimización de motores de búsqueda (SEO) para mejorar la visibilidad del contenido en l&iacu...
I am looking for a capable partner to help me create an online marketplace for a new product dedicated to the basketball community. The focus will be on sales through the web, Amazon and other points of sale. Key areas: -Commission sales - Customer reviews and ratings -Marketing Verifiable experience on other products will be needed. Let me know if you have experience developing similar projects and provide real examples (Essential).
I'm in need of a talented salesperson to help me move my stock of e-bikes. The job will involve direct sales within our local area, including all 50 states. Your primary tasks will be: - Conducting local ebike store sales, so proven experience in this field is essential - Presenting the e-bikes in an engaging manner, leveraging your in-depth knowledge of the product - Using your excellent communication skills to build relationships and close sales The ideal candidate will: - Have significant door-to-door sales experience - Be passionate about and knowledgeable of e-bikes - Possess strong communication skills for a successful sales process Please get in touch if you think you have what it takes.
I'm in need of a creative logo designer who can craft a fun and playful logo that is primarily aimed at attracting customers. This logo will be utilized both online and in print, so it should be versatile in terms of scaling down for social media and scaling up for physical marketing materials. Attached are a few of my amateur mock ups :)
I'm in need of a skilled WIX developer to assist me in creating a sophisticated website with E-commerce functionality. Key Requirements: 1. Wix online course setup 2. Membership site setup on Wix 3. Wix full website creation 4. Course Landing page design 5. Membership restriction page 6. Course upload 7. Course thumbnails design 8. Section and step setup properly 9. Course booking 10. Wix sales funnel 11. Check out page customization 12. Email design, email series, workflow, and automation 13. Setup public, Private, and secret course 14. Form, survey, Quiz, Poll, and Questionnaire 15. Design 4 Badge for each Course to assign to student base on the course they attend 16. Wix course drip 17. Payment Gateway integration 18. Domain integration Please Note: - Content and Imager...
...LinkedIn marketing campaign for my AI solution company, Smoomer AI. *** If interested, send me a sample LinkedIn marketing plan for review. *** This campaign's goals are to increase brand awareness, generate leads, and drive traffic to our website, smoomer.com. It is specifically targeted at Disability Law Firms. I will be using CloselyHQ () to manage this campaign. Familiarity with this platform is a huge advantage. The main message we want to convey to this audience is our expertise in AI solutions that can benefit and improve their operations. This should be done in a way that resonates with them, highlighting how our solutions can address their specific needs and challenges. Ideal skills and experience include: - Proven experience in LinkedIn marketing...
I'm in need of an experienced website developer to create an e-commerce site for my business. Key Requirements: - E-commerce Focus: The primary goal of this website is to facilitate online sales. - Domain & Hosting: I already have a domain name and hosting set up, so the focus will be on building and integrating the e-commerce features into the site.
...* ****************NEED TO BE NO MORE THAN 3 HOUR DIFFERENCE IN TIME FROM UK********************* I'm in need of a proficient report designer/builder to create some Sage 50 reports in Business Central. The designer should be able to create and design reports in a visually appealing manner. Key Requirements: - Design and build Sales, Purchase and Inventory reports. - In the Sales report, include Sales revenue, Sales quantity, and Customer names. - Present the Sales report in a table format. Ideal Skills and Experience: - Proficient in Sage 50 and Business Central. - Expertise in report design and building. - Ability to present data in a visually appealing way. - Good communication skills and able to deliver the project within a 3-hour delay fro...
...the photos are suitable for multiple marketing platforms. - Remove Background: Enhance the professionalism of the images by removing any background distractions. - Logo Inclusion: Incorporate my company's logo onto the images in a way that makes it appear as though it's a natural part of the vehicles. - There are around 25 pictures attached for you to choose from, but i only need 10 max 15 to be edited. You need to use your experience in choosing what is more professional and what will look better for a website. The project is time-sensitive, so I need a skilled Photoshop expert who can work on it ASAP. The ideal freelancer for this job should have: - Proficiency in Photoshop and photo editing techniques. - Experience with optimizing images for marketing purpose...
I am in need of a professional who can create captivating marketing content to bolster our brand, generate leads, and engage two key audience segments: industry professionals and potential customers. The work will involve a mix of article writing, social media content creation, and infographics. Key Responsibilities: - Craft engaging and SEO-optimized articles that resonate with industry professionals - Develop compelling social media posts for Facebook, Twitter, and LinkedIn -Build LAnding Pages to help funnel customers into further engagement. - Design visually appealing infographics that tell our brand story and catch the eye of potential customers Ideal Candidate: - Experience in creating marketing content for a B2B audience - Proficient in SEO techniques and keyword r...
My primary focus is boosting product sales and traffic through Google Ads. Key requirements for this project are: - Strong skills in setting up and managing Google Ads campaigns. I'm keen on hiring someone who can optimize these adverts to maximize sales. - Experience with On-page SEO is essential. I'm looking at improving the visibility and performance of my website through effective on-page SEO techniques. - Understanding of e-commerce businesses. My main objective is to increase product sales, so having a background in similar projects or e-commerce businesses will be beneficial. A freelancer with a proven track record in improving sales using Google Ads and strong On-page SEO skills will be the perfect fit for this job.
I am seeking a skilled Amazon product listing specialist to assist in the creation and optimization of listings for my cosmetic products. The ideal candidate will possess extensive experie...optimization of listings for my cosmetic products. The ideal candidate will possess extensive experience in working directly on the Amazon platform, with a proven track record of success in creating cosmetic listings. Expertise in managing the entire listing creation process, including product images, descriptions, and pricing, is essential. Additionally, experience in optimizing listings for sales and visibility is highly desirable, as I already have an established seller account. If you possess the requisite experience and expertise, I encourage you to contact me to discuss this opportunit...
I need a reliable and methodical eBay spec...account management for over 100 items. Both physical and digital products are included, so it's essential for this role to be able to handle various types of merchandise. Key Responsibilities: - Accurate and efficient listing of products, ensuring all information is complete and presented attractively - Regularly reviewing, updating, and optimizing listings for improved visibility and increased sales, utilizing your understanding of SEO - Overseeing inventory management system to ensure product availability and prevent overselling Ideally, you'll have prior experience with managing large inventories on eBay and possess a keen understanding of the eBay SEO algorithms. Attention to detail and excellent organization skills are a...
I'm seeking a seasoned sales and marketing freelancer to take charge of promoting my web hosting company. The ideal candidate will have the skills and savvy to handle social media management, lead generation, and email marketing. Key tasks include, but are not limited to: - Social Media Management: Create engaging content for our social media platforms that resonates with our target audience (small businesses and e-commerce businesses). - Lead Generation: Develop and implement strategies to attract and convert leads into paying customers. - Email Marketing: Design and execute effective email campaigns that showcase our unique selling points: affordable pricing, 24/7 customer support, and fast and reliable servers. Your expertise in these areas will be int...
...promoting a product/service through email marketing. The service should cater to a target audience consisting mainly of Non-Resident Indians, Indian corporates, and Businessmen. Key Requirements: - Conduct email blasts to a list of 10,000 - 50,000 recipients in 2-3 campaigns through their own server and domain - Tailor the message to resonate with the target audience - Ensure the email is designed to optimize open and conversion rates - Monitor and report on the performance of the campaign -Want a report of bounced mail, not delivered, delivered, and opened. - Also, want the final list of delivered emails so that we can use it in the future also i.e want the list of clear mail/valid mail Ideal Skills and Experience: - Proficient in email marketing and bulk email blast...
...(1-10 employees). Requirement includes the following key areas: - Inventory Management: Highly skilled in inventory strategy, maintaining accuracy, and ensuring timely order fulfilment. - Customer Relationship Management (CRM): Proficiency in the management of all aspects of customer relationships, with the aim of improving business relationships, assisting in customer retention, and driving sales growth. - Project Management: Capabilities in managing projects, tracking progress, and ensuring smooth workflow in our small team set-up. - Billing and Accounting: Knowledge on maintaining a clean ledger, managing bills, conducting proper accounting, pushing follow-ups, and ensuring no dues remain pending. - Payment Tracking: Expert in tracking incoming and outgoing payments with...
We are looking for a pre-listing token promotion manager./ Потрібен менеджер по просуванню токенів перед листингом. He/she should be able to work with the launchpad and develop a marketing strategy for token sales. / Вміти працювати з Лаунчпадам та розробити маркетингову стратегію по продажу токенів. We plan to list on Uniswap and Pancakeswap./ Плануємо робити листинг на Uniswap та Pancakeswap. UM Factoring tokens/ Токени компанії УМ Факторинг
I'm seeking a Zoho expert to set up and configure Zoho One for my organization. We currently do not use a...currently do not use any specific software or tools that need to be integrated with Zoho One. The main objective is to implement Zoho One for less than 10 users. Key Responsibilities: - Customize Zoho One to meet our business needs - Implement CRM, Sales Management, Email and Communication, and Finance and Accounting modules of Zoho One. - Provide necessary training to less than 10 team members on the use of Zoho One. Ideal Skills and Experience: - Extensive experience with Zoho One implementation and customization. - Proficiency in CRM, Sales Management, Email and Communication, and Finance and Accounting modules of Zoho One. - Ability to train small groups ef...
I'm in need of a professional who could help me in selling my domain effectively. Key Responsibilities: - Identifying Potential Buyers: The freelancer sh...The freelancer should be able to research and identify potential buyers who might be interested in acquiring the domain. - Direct Outreach: The freelancer should conduct outreach to these potential buyers, making a compelling case for the domain's value and negotiating a sale. I am open to suggestions and strategies from the freelancer as well. Ideal Candidate: - Proven experience in domain sales, with a track record of successful transactions - Excellent communication and negotiation skills - Familiarity with e-commerce, blogging, or business website domains Looking forward to working with a proactive and result...
This is my website i want to increase sales on it using Facebook ads tried many times with many people every time just getting clicks and no output (sales) so if you can increase the sales then only take this project
Saya mencari web programer yang berpengalaman dana Laravel dan Vuejs. Saat ini saya ada program pernjualan yang ingin saya upgrade ...Vuejs. Saat ini saya ada program pernjualan yang ingin saya upgrade agar program tersebut sekarang terintegrasi dengan akuntansi (akun perkiraan) seperti pada Accurate Online atau Key requirements include: - Integrating the current sales program with an accounting system. - The accounting system should be at a medium complexity level, including financial reports. - The primary focus for the integration should be on user-friendliness. Ideal Skills: - Proficiency in Laravel and Vuejs. - Experience in integrating systems, particularly sales programs with accounting software. - An understanding of accounting, especially in generating financial ...
I'm looking to hire a seasoned sales manager who can oversee one of our sellers. The ideal candidate will focus only on sales and supporting our seller with strategies and sales targets. Key Responsibilities: - Managing the sales the strategy of our sales. - Developing and implementing strategies to increase sales Requirements: - Proven experience in physical product sales - Excellent knowledge of different sales channels, particularly physical retail - Strong communication and negotiation skills - Ability to work independently and drive sales goals Since the role is concentrated on sales, there's no need to handle customer inquiries. So, the ideal candidate should be someone who excels at sales ...
We are looking for a reliable, dedicated and knowledgeable VA on a long term basis. Our company operates within cryptocurrency and finance, making it highly beneficial that the selected VA has a strong understanding of this field. As a VA, you will play a pivotal role in managing various tasks associated with our crypto-related platforms, includi...experiences in crypto & finances and all tasks mentioned above. What are your strength & weaknesses? Also share how man hours a day or week your are available for our project and your hourly rate. please mention the keyword "STAR" as very first word in your application, thus we know you read and understood everything. If not, your application will be ignored. Research Virtual Assistant Content Marketing Administrative...
I'm looking for a talented video creator who can produce an engaging screencast. This video will serve as an...key: The video should be polished and professional, suitable for a corporate audience, including potential investors. Skills Required: - Proficiency in creating screencast videos - Strong video editing capabilities - Ability to present complex software information in a digestible and engaging manner - Understanding of investor-oriented content creation This project will play a key role in our marketing efforts, and as such, we're looking for a creator with a portfolio of high-quality, professional videos. The successful freelancer will be able to deliver a video that not only showcases our software product effectively but also intrigues and engages our target au...
Looking for an innovative content creator who's skilled in developing engaging social media posts and videos. Given that our target audience spans both B2B and B2C markets, experience in crafting cross-market content is essential. The ultimate goal of the campaign is threefold: - Amassing greater brand recognition - Bolstering website traffic - Sumptuously generating leads Thus, a track record in successfully achieving these objectives would be a huge bonus. Applicants need to possess an understanding of market-specific appeals and be proficient in embracing a variety of social media platforms and video creation tools.
I'm looking for a skilled German translator who can translate my marketing materials to German, specifically for a German-speaking audience. Key Requirements: - Translation: The primary task will be to translate marketing materials from English to German. - Localization: The content needs to be localized for a German audience. This requires understanding of the local language nuances and cultural context. - Marketing Expertise: A good understanding of marketing language and tone is crucial to ensure the translated materials are effective in the German market. Ideal Candidate: - Native German speaker or highly proficient in German with proven experience in translation. - Prior experience in marketing translation is a big plus. - Familiarity wit...
France French Recording Project We have a project, that needs Native France French speakers, we will give you the text, and you need to record 89 short sentences. you just need to download our software, to read our text and record it, it's a very easy job. 1. You will need to record in a quiet place without loud background noise. and without an echo. 2. Each person Price is 5$ for 89 short sentences record. 4. The project will take about 10-15 mins only. If you are interested please let me know sure. I will contact u. A Good Opportunity For New Freelancers For taking 5 Star Review after their completion of the project. Thanks :
...US, IB, Australian, Indian, Chinese, French, Ministry of Education, German, Indian, Pakistani, Russian and Filipino). -Acquire data on the cultural and national diversity of student bodies across schools to ensure our directory caters comprehensively to all segments of society. -Collect annual marketing expenditure data from all schools in the UAE to analyze trends in marketing spends for enrollments. -Gather information on average marketing spend per school to understand budget allocations and marketing strategies in the education sector. (Examples for Outstanding, Very Good, Good, Acceptable, and Weak rated schools). Competitive Analysis: -Identify and analyze the major competitors within the UAE's school directory and educational services sector. -Ev...
I am in need of an experienced graphic designer to develop a digital PDF business catalog (you will find attached a catalog that is similar to what we're looking for) for my consulting and training services. Key Requirements: - Create a professional and engaging la...my services - Incorporate appropriate branding elements to ensure consistency with my business identity It's important that the catalog is visually appealing and effectively communicates the value of my services. The ideal freelancer for this project will have a good eye for design, strong attention to detail, and an understanding of how to create a cohesive and impactful piece of digital marketing material. Please include any relevant samples of your previous work in your proposal to help me assess the...
Hi , I need a long time designer with experience in Illustrator, Photoshop, and Canva. I need A lot of marketing materials. Payment is done per each artwork. The portfolio will be requested and a test must be done before awarding. Please bid if you agree with these terms. Thanks.
I'm in need of a talented copywriter to develop content for my website. The primary goal is to inform and educate visitors about my business, services, and products. The copy should be engaging, clear, and easy to read. Experience in digital marketing or a relevant field is a plus, as the content may need to be optimized for SEO. Key Skills: - Proven experience in copywriting for websites - Ability to craft engaging, informative content - Basic understanding of SEO principles (preferred) - Familiarity with digital marketing is a plus
I am looking for a professional accountant, preferably based in Switzerland, to help me streamline and organize my ERP system, particularly Odoo. Key Tasks: - Setting up the chart of accounts in a clear and systematic manner that is easily accessible - Configuring tax settings to ensure compliance with Swiss tax laws and regulations Focus Modules: - Sales & Invoicing: I need assistance in optimizing these modules to improve efficiency and tracking - Purchase & Inventory: Assistance in streamlining these modules would be highly beneficial Customizations: - While I do not have any specific requirements at the moment, I am open to suggestions and ideas from the selected candidate on how to further customize and improve the system Preferred Qualifications: - Prior experie...
Digital marketing refers to the use of digital channels, platforms, and technologies to promote products, services, or brands. It encompasses a wide range of activities such as search engine optimization (SEO), content marketing, social media marketing, email marketing, online advertising, and more. The goal is to reach and engage a target audience through various online mediums, analyze the effectiveness of marketing campaigns, and drive business growth by increasing visibility, generating leads, and boosting sales. Digital marketing leverages data analytics to tailor strategies and measure success, making it a dynamic and essential component of modern business.
...on the Melbourne market, so I need someone who understands this market and can tailor the campaigns accordingly. - **Goal:** The primary aim of the campaign will be to generate leads. I want to attract potential customers interested in sports memorabilia. - **Services:** Although I offer custom framing and fundraising services as well, the campaign will mainly revolve around sports memorabilia sales. Ideal candidates for this project should have: - **Google Ads Expertise:** Demonstrable experience in running successful Google Ads campaigns is crucial. - **Local Market Knowledge:** A good understanding of the Melbourne market and how to effectively target audiences in this region would be highly beneficial. - **Experience in Lead Generation:** An ability to design and optimiz...
(Business Development Executive) (with good track record) + Must have strong Sales Managerial Experience in any B2B SaaS company OR been as a Sales Partner. + Experience in dealing with B2B + USA / EU Markets + Must be interested in taking on new challenges. + Should have hands-on experience. + Only Freelancers are Allowed (No Agencies or No Companies)
