Need Clone: zopa.com OR prosper.com

Greetings, Please read this carefully. I need a brilliant clone(r) and clone of the script: [login to view URL] Someone has already attempted to clone this item, however he has failed to contact me back. I would like small edits. He is charging $199.00 for his clone. I am willing to pay : $150.00 with small edits. Please demo if you can via markup how you would create this site? EMPHASIS: PLEASE DON'T JUST SAY THAT YOU ARE A WONDERFUL PROGRAMMER - WE DON'T KNOW YOU FROM ADAM, AND WE ACTUALLY NEED TO SEE A PORTFOLIO AND/OR THE ACTUAL MARKUP OF A SITE THAT IS SIMILAR TO THE BELOW. This is a FEATURED project, so contact info CAN be exchanged. Sites to be cloned: [login to view URL] or [login to view URL] Please see A CLONE below: [login to view URL] 1) Edit the lender can send directly to buyer via paypal 2) The sign up sheet has more fields, so that the lender and buyer knows exactly who the person is before making a purchase 3) Admin Panel to approve sign ups and disapprove signups based on profile criteria. I don't wish to have fake people signing up ripping people off. 4) Logo and Look to be a bit different (to fit my population/niche) CLONE'S FEATURES AND VERBIAGE: OVERALL: P2P lending or social lending website allows people to pool their funds together and lend them to a borrower. Social Lending Software enables people to help people via person too person lending. A new report released by Javelin Strategy & Research closely examines the recent growth of person-to-person lending (P2P) and reveals its primary users, their motivations and the potential impact on banks. Javelin predicts that the demand for person-to-person lending services to pay off credit card debt may grow from $38 billion to $159 billion over the next five years. The main consumer groups turning to person-to-person lending are young adults and higher income groups. Both consumers age 25-34 and those with incomes over $150K are equally willing to offer or accept person-to-person loans. “We see a surge in popularity among younger consumers because they’re accustomed to interacting in the social media space and also used to transacting online,” said Jean Garascia, an analyst with Javelin Strategy & Research. “Those two factors, plus their desire to help others, make person-to-person lending very appealing.” HOW DOES IT WORK? Our social lending software enables community or social loans. Loans without a bank. Individuals can lend money or receive loans without a middle man. The website receives a flat rate fee for each transaction. Website domain name and hosting included. Complete business. DEMO -Buyer can set flat rate fee for each time a loan is funded. Or charge a membership fee. -Ongoing free technical support for 30days after the sale if needed. -No programming knowledge required to run this website. - Search Engine Submission and SEO work included - Comes with a marketing plan and market research Very rare business could become extremely profitable in time. Other similar businesses currently exist have revenue exceeding $1million per year. This website is modeled of [login to view URL] , [login to view URL] and [login to view URL] This software is setup so that it creates a new page for you website each time a member registers. The advantage of this is thousands of pages of your site can listed in the search engines without any additional efforts on your part. This will increase website traffic and revenue. Social networking features intergrated into each member page to increase site promotion. Technical: Free install on domain name of your choice Programming php, mysql, java, script java, xml,rss (no knowlege required) Linux hosted hosting Support free updates| email support Marketing marketing plan Buy It Now price - $199