Prepaid card company [ Deposit operators ]

helo, i am looking forward to start a new prepaid card business[ financial operators] in the uk similar to kalixa, moneybooker or other prepaid card companies. 1 - i want to make a web platform where consumer can Top-up with multiple payment methods eg. ukash, paysafecard, cashu , skrill, visa or mastercard so a good Payment processor required [ may be we get 1 from kalixa ] 2 - successfull topup can store fund to their accounts in a secure way. 3 - i want clients to load prepaid card with their account balance and they can use prepaid card for shopping, bills and ATM withdrawals. 4 - they can send money to their friend and family. 5 - i want to add a function where clients can Top-up their mobile phone or their friends/families with their wallet balance. [ advise which company provide mobile topup for businesses? and do we need license in the uk to run such service? ] 6 - in the future may be they can use their balance to shop within our own website [ just a future idea] 7 - looking for a company that provide custom art prepaid cards for this solution. which can be use for shopping and cash withdrawals worldwide where Mastercard is accepted [ may be uk. cpicardgroup. com ] 8 - we will be registering with financial conduct authority [FCA] in uk so also need solicitor/advisor to deal several things with FCA on behalf of our company. 9 - Numerous security proto so overall we will be needing developers , analyst and solicitor to deal with this business.