UI enhancement and implementation for an iOS mobile app screen

Enhance the design and implementation for a mobile app screen. The payment options screen is part of a mobile app payment process. It is the initial screen payment screen of making a transaction. There are 4 options: - Money transfer - Payment (merchant payment with an escrow process for releasing funds on product delivery) - Instant payment (normal or direct transfer to another user within the network) - gift money (ie envelope gift which can be open or seen on a release date. ie birthday, users can see the transaction but can not see the amount until their birthday) Open to design for smaller icons, colors, lines, no lines, shadows, realigning rows, etc, Just make it look professional. This will be the theme for the rest of the app.