ACH software codes

We are looking for a reliable and secured ACH scripts for our electronic payment processing system. The scripts can be a clone of any popular ACH system that has all or most of the below features. Schedule debits from checking, savings or credit card accounts. Ability to perform one-time transactions e.g. phone checks or schedule recurring transactions. Multi-user capabilities with administrative controls over user access. Import/Export capabilities. Detailed reporting capabilities. Transaction histories through a variety of search parameters. Flexible re-submission of rejected items. Secure data transmission. Check reader support. Auto fill features.